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Accounting Systems of Jinnat Knitwears Limited
(Uttara University, 2021-05-22)
This report is based on the internship program undertaken at Jinnat Knitwears Ltd. (DBL Group), a growing textile company in Bangladesh. The report provides an overview of the accounts department of the organization, with a particular focus on the performance analysis and accounting activities. The internship experience allowed the author to observe and gain insights into how the company maintains its accounting activities, evaluates assets and liabilities, measures depreciation, and assesses revenue and expenditure. Additionally, the report includes a discussion on the financial reports and supporting documents used by the organization. The report is divided into six chapters: Chapter One covers the introduction, background, objectives, and limitations; Chapter Two provides an organizational profile of Jinnat Knitwears Ltd.; Chapter Three outlines the job profiles; Chapter Four discusses the activities undertaken by the accounts department; and Chapters Five and Six offer recommendations and conclusions. The internship experience at Jinnat Knitwears Ltd. was a valuable practical learning opportunity that enhanced the understanding of accounting practices in a developing company.
Activities of General Banking: An Overview of Bank Asia Limited
(Uttara University, 2020-09-06) Nighat Farjana; Kaji Rawnok Jahan Rani
This paper evaluates the general banking activities of private commercial banks in Bangladesh, focusing on Bank Asia Limited, Uttara Branch. It uses both primary and secondary data gathered through observation, interviews, and official documents. The study highlights the bank’s origin, services, and technological advancements, including online and mobile banking. It outlines the structure of the report, covering the background of banking in Bangladesh, an overview of BAL, and its general banking functions. A SWOT analysis and performance review of the Uttara Branch are included. The report also shares the author's internship experience, observed issues, and suggestions for improvement. Overall, it critically reviews the operational efficiency of BAL’s general banking division.
Agent Banking Prospect in Bangladesh
(Uttara University, 2020-08-30) Sultana, Shamima
In a country where nearly half the population is engaged in agriculture and predominantly resides in rural areas with limited access to financial services, the challenges of financial inclusion are significant. Many individuals, particularly women, remain uneducated due to a lack of educational opportunities, further exacerbating their financial exclusion. The Global Index Database 2017 indicates that only about 50% of people aged 15 and older have bank accounts, with the figures for women being even lower. This study explores the potential of agent banking as a viable solution to provide essential financial services to unbanked populations in remote areas. Agent banking can reduce costs and resource constraints while facilitating employment opportunities. By enhancing access to banking services, agent banking has the potential to address inequities in financial access. This research aims to raise awareness and promote further studies on agent banking to encourage its implementation for the benefit of underserved communities.
An Empirical Study on Employee Absenteeism and Turn over of Union Sportswear Ltd.
(Uttara University, 2020-08-30) Md. Azmol Hossain; Md. Hasim Mia
This empirical study investigates the causes and patterns of employee absenteeism and turnover at Union Sportswear Ltd., a prominent player in Bangladesh's garment sector. Utilizing both qualitative and quantitative methods, the research identifies key factors contributing to absenteeism and high turnover rates, including poor working conditions, lack of motivation, insufficient incentives, and limited career development opportunities. The findings suggest that strategic human resource practices, employee welfare initiatives, and effective communication can significantly reduce absenteeism and enhance employee retention. The study provides actionable insights for HR professionals and organizational leaders aiming to improve employee stability and productivity in labor-intensive industries.
An Evaluation of Financial Performance of Private Commercial Bank
(Uttara University, 2020-08-30) Rahaman, Md. Mizanur
The banking sector plays a critical role in the economic health of a nation, acting as the main driver for the mobilization of savings and the facilitation of investments. This study aims to evaluate the financial performance of private commercial banks in Bangladesh, focusing on key financial indicators such as asset size, operational efficiency, return on assets (ROA), and interest income. The research explores the relationship between these factors and their impact on the banks' overall financial performance. Financial analysis techniques, including the calculation of financial ratios and the assessment of asset utilization, are used to examine performance differences among private commercial banks in Bangladesh. This study highlights the contribution of private banks to entrepreneurship development and provides insights for future financial strategies and improvements.
Analysis of Banking Industry & Janata Bank Limited.
(Uttara University, 2020-09-11) Md. Mohedul Islam; Firoz Ahommed
This study provides an in-depth analysis of the banking industry in Bangladesh with a particular focus on Janata Bank Limited. The research covers the historical development, current challenges, and competitive landscape of the banking sector. It also evaluates Janata Bank's financial performance, management practices, and strategic initiatives. By comparing industry benchmarks and using financial data, the study highlights the bank’s strengths and areas for improvement. The research concludes with recommendations aimed at enhancing the bank’s operational efficiency and adapting to the evolving financial environment.
Analyzing the Deposits Collection Procedure and its Performance, A Study on Social Islami Bank Tongi Branch
(Uttara University, 2020-08-20) Hasan, Taufiq
This report presents the findings from a ninety-day internship program at Social Islami Bank (SIBL), focusing on the deposit collection procedure and its performance at the Tongi Branch. Financial institutions, particularly banks, play a critical role in a country's economy by facilitating the flow of funds from depositors to investors. They also support international trade, money transfers, and payment collections. The report consolidates practical experiences and insights gained during the internship, emphasizing the importance of effective deposit collection for sustainable banking operations and economic development. SIBL, as a private commercial bank in Bangladesh, significantly contributes to the financial sector by prioritizing safety, liquidity, and profitability in its lending practices. The report is organized into five chapters to enhance readability and understanding, covering the analysis of deposit collection procedures and performance metrics essential for the bank's role in national economic growth
Brand Developing Policy & Strategy of Ahmed Food Products (Pvt.) Ltd.
(Uttara University, 2020-08-30) Hasan, S. M.
This internship report focuses on the brand development strategies and marketing efforts of Ahmed Food Products (Pvt.) Ltd., a pioneering private food industry in Bangladesh, established in 1983. Initially offering a limited range of products such as jams, jellies, pickles, and sauces, the company has expanded both its product line and market reach, including international exports. Notably, Ahmed Food is the first authorized producer of diabetic food products approved by BIRDEM and public health authorities. The report analyzes the company's corporate vision, mission, values, and branding activities through various promotional channels including social media, billboards, activation programs, and trade fairs. Drawing from a three-month internship in the brand department, this report evaluates brand performance using tools like SWOT analysis, brand building models, and consumer perception metrics. The study also includes consumer analysis to assess the effectiveness of current branding strategies, followed by recommendations to strengthen brand positioning and market competitiveness.
Brother and Son’s Corporation A comprehensive study of BAS CORPORATION
(Uttara University, 2021-04-17) Amitava Bose Bapi; Umaiya Islam Sanjida
The corporation has six major businesses. Among them import is one major business. Based on the profit potentiality partial products are traded and partial are manufactured in their outsource manufacturing companies. The main product portfolio consists of various kind of pulse, agriculture foods such as vegetables which are cultivated and distributed to wholesalers. They Import, various kind of furniture hardware’s and Inventories, wall clock and other home appliance accessories products as well. The accessories are being sold to wholesale outlets and through selective distributers. Distributers are considered as the Primary customers who helps to fulfill the demand of the districts retailers. The business depends mainly on the products’ demand in the market. Therefore, they are much concerned about the importers policy, process, time bound and overall operation. The company follow a systematic selection policy through gathering manufacturers then they forward required product list. Documents and all other issues are assessed on Performa Invoice as part of the proceeding. There are specific policies for production, delivery and transportation. There are different incentives for buyers to encourage satisfactory business. It depends on relationship building and makes the most of it for business. The Company helps buyers by facilitating bulk quantity and then the goods are send to the remote places for business; though it becomes difficult to minimize cost under different circumstances due to different issues related to the dealers. Sometimes the company face challenges; such as, buyers seeking opportunities for the business-like switching importers due to less rate or getting new products. In such situation, the company takes help from manufacturers to reduce price by ordering bigger quantity, or finds similar manufacturers with lesser product rate or increase number of buyers to overcome the struggle. They conduct the order and delivery process in a systematic way. Business money transection are done the LC, TT, pay through cash (local), cheque, pay order to fulfill the transaction. They enjoy dealer coverage in all districts of Bangladesh. It’s very much depends on push strategy with a little pulling activity.
Building A Long-Term Relationship Between Customer and Manufacturer
(Uttara University, 2020-08-30) Ali, Sozad
Bangladesh is one of the leading countries in the global ready-made garment (RMG) industry, serving world-class buyers. However, increasing labor costs across Bangladesh and other Asian countries present a significant challenge to maintaining competitiveness in the apparel sector. To remain competitive, the industry must focus on enhancing productivity. Garment manufacturers often operate with a short-term vision of demand, leading them to minimize borrowing while striving for profitability. This paper explores strategies to improve productivity in the garment sector, focusing on the importance of consumer behavior, business strategy, advertising, and promotion. The study presents a merchandising and production flow diagram for three key departments—marketing, cutting, sewing and finishing, and quality assurance—at East West Industrial Park Limited. By streamlining production flow and addressing non-smooth flow issues through data collection and analysis, the company improved its production by 17% while maintaining the same resource utilization and working hours. The results highlight the significance of smooth production flow in increasing productivity in the garment industry. Keywords:
Capital adequacy management: A comparative study between Prime Bank and Mutual Trust Bank
(Uttara University, 2020-08-30) Nusrat Jahan; Mahamuda Akter
This study presents a comparative analysis of capital adequacy management between Prime Bank and Mutual Trust Bank in Bangladesh. Capital adequacy is a vital measure of a bank's financial strength and its ability to absorb losses, regulated under international frameworks such as Basel III. Using financial reports and regulatory data, the research evaluates each bank’s capital structure, risk-weighted assets, and compliance with minimum capital requirements. The findings indicate that both banks maintain adequate capital buffers, though with differing strategies and performance indicators. The study emphasizes the importance of effective capital management in maintaining solvency, investor confidence, and overall financial stability. It concludes with recommendations for strengthening regulatory practices and improving internal risk assessment systems within the banking industry.
Consumer Behavior towards Consumption of Fast Food
(Uttara University, 2020-08-30) Jalal, Mohammad Shah
An executive summary is a short document section of a document of a produced for Consumer behavior towards consumption of fast food. The study was aimed at knowing the various eating habits of consumer. This project helped me in understanding what exactly customers look in an eating before entering it. It gives an idea about the essential factors that are required now a day for an eating joint attract customers in the competitive world. We were also given a task to understand the customer eating habits, what a consumer wants while eating in a restaurant what all a consumer look for and what are their expectations, how can restaurant owner satisfy the needs and wants of a consumer so that the consumer may come back. This project helped me to figure out the different consumer eating behavior and to understand the overall customer perception of eating in a restaurant as well as their demand for restaurant
Corruption plays an important role to economic growth in Bangladesh.
(Uttara University, 2020-08-30) Biswas, Sourav
This study investigates the relationship between corruption and economic growth in Bangladesh, highlighting the detrimental effects of corruption on national development. With Bangladesh consistently ranking among the most corrupt countries, as reported by the Global Corruption Perception Index 2019, this research aims to analyze the current status of corruption and its impact on economic growth. The findings will provide valuable insights for future researchers in Economics and Finance and raise awareness about the pervasive issue of corruption in various sectors. Ultimately, this study seeks to contribute to societal understanding and assist the government in formulating strategies to mitigate corruption, thereby fostering a healthier economic environment.
Covid-19 And Corporate Social Responsibility Response In Private Commercial Bank In Bangladesh
(Uttara University, 2020-08-30) Mohammad Sharif Hossain; Farhana Akter Soniya
This is a project report on the response of private banks during Covid-19. This pandemic has totally changed our lifestyle. Every sector has shattered in this crisis.so every industry has come forward with their measures. corporate world has also come forward with their social responsibility. so in this report I am describing there the corporate social responsibility of private commercial Banks of Bangladesh. Initially I have disclosed the name of private commercial banks. there are 34 private conventional banks and 11Islami shariah based bank under schedule banks of Bangladesh Bank. there foreign banks running in Bangladesh. But I have focused only the contribution of private banks of Bangladesh. The banks are instructed to spend a highest 30 per cent of their CSR outlay on the education sector, 20 per cent on the health sector and 10 per cent on climate risk or disaster management by the Bangladesh Bank. Private banks of Bangladesh have come forward with their helping hand to the nation to ease the difficulties of Govt.of peoples republic of Bangladesh during this pandemic.Islami bank is the highest contributor during this worst situation of Bangladesh.Private and public both banks have maintained their corporate social responsibility by taking measures and donating to the prime minister’s relief fund, if I want to take some name of donating banks are Bank Asia, EBL, Meghna bank Ltd. etc. During this pandemic this responsibility also increases.so every banks focused on this issue very much such as they provide hand sanitizer, disinfection machine, mask to the valued client, mobile banking also increased during this crisis, internet banking also introduced so fast
“Credit Management System of Trust Bank Ltd”
(Uttara University, 2020-08-30) Md. Shahnawaz Mostofa; Md. Rakibul Islam Jihan
This report analyzes the credit management system of Trust Bank Limited, focusing on its procedures, policies, and risk assessment strategies in lending operations. It discusses the importance of effective credit management for ensuring bank profitability and reducing non-performing loans. The report outlines the full loan processing cycle, including client appraisal, credit approval, disbursement, monitoring, and recovery. It also evaluates the compliance of Trust Bank’s credit policies with the guidelines set by Bangladesh Bank. The findings highlight strengths in their risk management framework while also identifying areas for improvement, such as automation, training, and client monitoring practices. The report concludes with recommendations to enhance credit operations and maintain asset quality.
Customer Retention Strategy of MM(Multi Mind) Knit Garments Ltd
(Uttara University, 2020-09-02) Nighat Farjana; Khadija Akter Bithy
is project paper explores the customer retention strategies adopted by MM (Multi Mind) Knit Garments Ltd, a Bangladesh-based export-oriented garment manufacturer. With rising global competition, retaining international buyers has become essential for long-term sustainability. The study examines the company’s relationship marketing techniques, product quality assurance, timely delivery practices, and post-sales communication with clients. Data were gathered through interviews and document reviews. Findings suggest that personalized service, consistent quality, and transparent communication are key factors in maintaining buyer loyalty. The paper concludes with recommendations for strengthening customer engagement, including digital tracking systems and feedback loops to improve overall client satisfaction in the highly competitive knitwear market.
Customer Satisfaction of Different Mobile Operators in Dhaka
(Uttara University, 2020-08-30) Hossain, Sabbir
At present, there are four telecom operators in Bangladesh and they are competing each other, Users are demanding lot of expectation from the operators. The telecom operator satisfying their demand in many ways, but for the competition they are beating each other day by day and getting place in top of the market. Some operator has lacking and weakness that makes backward them in market. This project is going tocover the factors which is increase and decrease customer satisfaction, Market Sharecustomer brand preference and current market share will be show also in the discussion part.
Customs-bond audit Procedure of Garment Industry in Bangladesh The Case of Amantex Ltd
(Uttara University, 2021-09-24) Md. Anisuzzaman; Mohammad Imran Mehedi Khan
The case is about Aman Tex Ltd”. The main purpose of the report becomes very clear from the topic of the report. Aman Tex Ltd is one of the leading groups in Bangladesh Garments Industry. It is a great chance for me to do my internship and permanent job in this organization. This is a large factory with all the facilities. Here the production process runs from developing different brand sample garment to finished garments for export. In this age, Bangladesh is flourished with RMG sector where this division has its immense contribution. The annual export income of garments sector is driven from one sources is knit garments. Ready Made Garments is 100% export oriented. RMG exports various garments product to foreign country. The company makes Gents shirts, pants, shorts, trouser and others for U.S.A, U.K, and European Countries. The use high tech machineries to produce a quality garment product.Aman Tex Ltd Practice Several Types of Prominent Buyers Such As Tom-Tailor, Guess, Mango,C&A, ITX-Zara, Gina-Tricot, H&M & Esprit. From all of these H&M is called Mother Buyer at Aman Tex Ltd because of They are different. They are big, but they act small, they act in a Sustainable Way. That’s why from the beginning Aman Tex Ltd Practice H&M Buyer Export Smoothly and till Now.They also add new machineries to increase their production line. They have mission and vision is to profit maximization. The garment industry maintain good relationship with buyer. Hardworking and commitment maintenance is their main strategy. Commercial team is enough efficient andwell skilled regarding their job. The Report is prepared on “Customs Bond Audit Precedure in RMG Industries in BD” Where my concentration is in Buyer Satisfaction Level, Quality of products, and Practiced in RMG.
Deposit Management Of AL-Arafah Islami Bank Limited
(Uttara University, 2021-12-22) Mou, Tanjila Tanisha
This report is the culmination of my three-month internship at Al-Arafah Islami Bank Limited, undertaken as part of my BBA program. Throughout my internship, I experienced a supportive and professional environment, with staff demonstrating expertise in their respective roles. The report is structured into several sections: an introduction to the host organization, a description of deposit management, data collection and processing methods, analysis and discussion of findings, recommendations, and a reflection on my internship experience. The findings highlight key aspects of deposit management at Al-Arafah Islami Bank, based on both primary and secondary data sources. While I acknowledge my inexperience may have led to some inaccuracies, I aimed to provide constructive observations. The recommendations proposed in this report are intended to address identified shortcomings and enhance the bank's deposit management practices.
Deposit Management of Exim Bank Limited
(Uttara University, 2021-08-25) Sonia Rezina; Shanewaz
This internship report is aimed at providing a comprehensive picture to the areas of Deposit Management activities of Exim Bank Limited. The report has been divided into different parts.The information of the report has collected from secondary sources like books, published reports, annual report 2020 and website of the Exim Bank Limited. It includes source of existing/published data, such as Operational manual, official website, Banking journals, Research papers and financialstatement. After analyzing data, it was found that customers have chosen Exim Bank Limited for its goodwill.