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Item The Roles of Motivation in Improving Productivity in Organization(Uttara University, 2020-08-20) Suravi , Zakiya ZamanProcuring high productivity is one of the most pivotal goals of an organization. Motivation , an incentive factor that has the potential to enhance employee loyalty and performance, can also contribute to increasing productivity when properly utilized by managers. It presents current theories of motivation and outcomes of empirical study to enunciate how employee motivation generates higher productivity in organization. This study investigates the impact of employee motivation on productivity and organizational commitment in the higher education sector. The data is collected using an online survey from 242 employees from public universities in northern Malaysia. During the analysis of the data, SPSS and structural equation modelling are used for generating the results. The findings show that employee motivation has a significant positive effect on employee productivity. Additionally, the effect of employee motivation on organizational commitment is positive and statistically significant. Finally, the results prove that organizational commitment has a significant positive effect on employee productivity. These results carry extreme significance to policy makers in the education sector with regards to the importance of employee motivation if they intend to enhance organizational productivity and competitivenessItem Impact of Debt Financing on Earnings/Productivity of the Business concern(Uttara University, 2020-08-30) Khandakar, Umma HalimaThis study investigates the impact of debt financing on the productivity and profitability of businesses in Bangladesh amid an economically challenging environment. The research highlights how high and unstable interest rates have hindered effective capital budgeting, leading to decreased investments and the deterioration of critical infrastructure, particularly in the agricultural sector. It explores the dual nature of debt financing—short-term and long-term—and its role in funding capital projects and meeting working capital requirements. The study emphasizes the significance of financial policy in business growth and the challenges faced by banks in providing long-term loans due to liquidity issues. By analyzing the effects of debt on business operations, the study aims to equip business owners with insights necessary for making informed financial decisions regarding debt utilization and capital structure. Ultimately, it seeks to contribute to the diversification of the economy through enhanced local sales and exports, serving as a valuable resource for future researchers exploring business profitability in Bangladesh.Item Analyzing the Deposits Collection Procedure and its Performance, A Study on Social Islami Bank Tongi Branch(Uttara University, 2020-08-20) Hasan, TaufiqThis report presents the findings from a ninety-day internship program at Social Islami Bank (SIBL), focusing on the deposit collection procedure and its performance at the Tongi Branch. Financial institutions, particularly banks, play a critical role in a country's economy by facilitating the flow of funds from depositors to investors. They also support international trade, money transfers, and payment collections. The report consolidates practical experiences and insights gained during the internship, emphasizing the importance of effective deposit collection for sustainable banking operations and economic development. SIBL, as a private commercial bank in Bangladesh, significantly contributes to the financial sector by prioritizing safety, liquidity, and profitability in its lending practices. The report is organized into five chapters to enhance readability and understanding, covering the analysis of deposit collection procedures and performance metrics essential for the bank's role in national economic growthItem Impact of Human resource management on Organizational performance within firms in Bangladesh(Uttara University, 2020-08-30) Neyamul MortozaIn current circumstance, organizations can increase solid upper hand through applying compelling and effective human asset rehearses. On the off chance that the HR are overseen appropriately, they can add to the accomplishment for the organization. The powerful administration of human asset is conceivable through the execution of sound HRM rehearses. The primary target of this examination is contemplating the effect of HRM rehearses on representative execution with regards to solidify industry in Bangladesh. For this reason the analysts have attempted to examine effect of the different segments of HRM rehearses on worker execution. The information were examined by a relapse examination to decide the effect of HRM rehearses on representative execution. The outcome shows that preparation and improvement and open door for vocation advancement have a critical positive effect on worker exhibitions. Then again, Performance evaluation, Compensation and Benefits, and Leadership Practices positively affect worker execution however the effect isn't critical with regards to solidify industry in Bangladesh. In addition, work life balance negatively affects representative's presentation. Besides, proficient administration of HR can expand the exhibition of the representatives of the concrete organizations in Bangladesh.Item Deposit Management Of AL-Arafah Islami Bank Limited(Uttara University, 2021-12-22) Mou, Tanjila TanishaThis report is the culmination of my three-month internship at Al-Arafah Islami Bank Limited, undertaken as part of my BBA program. Throughout my internship, I experienced a supportive and professional environment, with staff demonstrating expertise in their respective roles. The report is structured into several sections: an introduction to the host organization, a description of deposit management, data collection and processing methods, analysis and discussion of findings, recommendations, and a reflection on my internship experience. The findings highlight key aspects of deposit management at Al-Arafah Islami Bank, based on both primary and secondary data sources. While I acknowledge my inexperience may have led to some inaccuracies, I aimed to provide constructive observations. The recommendations proposed in this report are intended to address identified shortcomings and enhance the bank's deposit management practices.Item Prospect and Problems of Online Banking in Bangladesh(Uttara University, 2020-08-20) Akhter, SultanaWith contrast to the previous century when the concept of electronic transfer was proposed, nowadays electronic payments are drastically increased due to the rapid increase in online shopping or Internet-based banking. Now in twenty-first century electronic payments became the first option for the transfer of money to/from payer/payee. Visa card, master-card, smart card, debit card, credit card, e-check, and e-wallet, etc. are the options for e-payments. Behind the acceptance of the new payment system depend upon the three factors- cost, time and security per transaction take place of each other. This paper will highlight the background study, types of electronic payment systems available and which payment method users should choose considering the cost, time and security factors. This research will also identify the issues and challenges of e-payments and suggest some solutions to improve performance and quality in developing countries. The motive of this review paper is to introduce the reader to electronic payment and keep update the reader with the current state of the art in the electronic payment system and to provide an overview of past efforts and future trends of electronic payment transfer.Item Study on Non-Performing Loan: A Case of NCC Bank Ltd.(Uttara University, 2020-10-04) Redoy, Md. Sabbir ShikderNon-performing loan is a loan that is in default or close to being in default. Non-performing loans (NPLs) badly affects the health of banking sector and also economy of the nations. The main aim of this paper is to analyze the recent trend of NPLs in banking sector with reference to Bangladesh. The present study is based on the secondary data which have been collected from the report of Bangladesh Bank and websites of the scheduled banks of Bangladesh from the year 2003 to 2018. The study revealed that NPLs are the burning problems of the banking sector in Bangladesh for last few decades. The international standard of NPL is 2 percent or below but in our country it is much higher. The NPL percentages in Bangladesh are 5 to 6 times higher than the standard which is alarming for the sector. According to the reports of Bangladesh Bank (central bank of Bangladesh) Non Performing Loans ratio stood at 10.30 % in December 2018, 9.31 percent in December 2017, 9.23 percent in December 2016 and 8.79 percent in December 2015. It is observed that the NPL ratio is growing successively with the passage of time. So, as a credit controlling authority Bangladesh Bank should give more emphasize on the NPLs of commercial banks.Item Corruption plays an important role to economic growth in Bangladesh.(Uttara University, 2020-08-30) Biswas, SouravThis study investigates the relationship between corruption and economic growth in Bangladesh, highlighting the detrimental effects of corruption on national development. With Bangladesh consistently ranking among the most corrupt countries, as reported by the Global Corruption Perception Index 2019, this research aims to analyze the current status of corruption and its impact on economic growth. The findings will provide valuable insights for future researchers in Economics and Finance and raise awareness about the pervasive issue of corruption in various sectors. Ultimately, this study seeks to contribute to societal understanding and assist the government in formulating strategies to mitigate corruption, thereby fostering a healthier economic environment.Item Does corruption responsible for economic growth? A Long run case study in Bangladesh(Uttara University, 2020-10-20) Sohag, Sohanur RahmanThis study explores the relationship between corruption and economic growth in Bangladesh, motivated by the country's significant corruption challenges. With Bangladesh ranking 14th among the most corrupt countries according to the Global Corruption Perception Index 2019, understanding this relationship is crucial. The research aims to assess the current status of corruption and its effects on economic growth, providing valuable insights for future researchers in Economics and Finance. It also seeks to raise awareness about corruption's impact on the economy, highlighting the need for measures to mitigate corruption. Ultimately, the findings of this study are expected to benefit society and assist the government in reducing corruption, fostering a more conducive environment for economic development.Item SME Loan Scheme of BRAC Bank Limited(Uttara University, 2020-04-11) Hasan, Md. TareqThis report provides a comprehensive analysis of the SME loan scheme of BRAC Bank Limited, based on an internship experience at the organization. It begins with an overview of the bank's background, including its history, mission, vision, major departments, and core products and services. The focus then shifts to the SME division, detailing the products and services offered, borrower selection criteria, and necessary documentation. Additionally, the report outlines the processes involved in loan disbursement and recovery. Finally, based on observations made during the three-month internship, the report concludes with recommendations for improving the SME division at BRAC Bank Limited.