Reasons behind cancellation of SME/LEASE finance: a case study on Uttara Finance and investment Ltd.

Abstract

This report titled “Reasons behind cancellation of SME/Lease/Term finance: A case study on UTTARA Finance and Investment Ltd:” is a project study attempts to identify the requirements for getting loan from UFIL and the reasons why UFIL cancels the loans for applicants. This paper has five parts. The first part of the report starts with organization overview of UTTARA Finance and Investment Ltd where I was assigned in a three month period internship program. An overall overview of the organization, their history, products and services, and vision come next. The second part talks about the job I have done at my office. My responsibilities, specific task I have done, critical observation and recommendation has been given. The third part is about the generalities about the study, literature review, limitations of this study, objectives of the study, methods I have used to get the findings which has been described below. The forth part is about findings that I have been working on. The overall NBFI sector of Bangladesh, figuring out the answers of three objectives, what are the requirements for getting loan from UFIL, what are the reasons they might cancel the loan and how they decide to whom they give loan. After this the conclusion part is been given, before that, the analysis is done depending on the findings.