What strategy should Premier Bank adopt to be the no.1 financial institution

Abstract

During the last term of my final year of the Bachelor of Business Administration (BBA) degree, I was assigned to Premier Bank Limited to get practical experience in banking activities with internship topic 'What strategy should Premier Bank adopt to be the no.1 financial institution of the country' Premier Bank Limited is a renowned private commercial bank that commenced operations under the Companies Act of 1991 in October 1999. Through its countrywide branch network, it provides customers with a complete and competitive banking service. Through its three core departments, General Banking, Credit, and Foreign Exchange, it offers a vast array of banking services to its consumers. Throughout my study, I have principally endeavored to assess critically the Credit Risk Management Activities of Premier Bank Ltd. Banani SME Branch. Credit risk results from either a failure to perform or a refusal to perform in relation to the pre-commitment contract. The credit risk is the divergence between the actual performance of a portfolio and its projected value. The credit risk of a bank affects its book value. The greater a bank's credit risk, the greater the likelihood of insolvency. Consequently, controlling credit risk for effective bank administration has become, over time, the most essential duty. Credit Risk Management involves identifying, measuring, mitigating, monitoring, and managing exposures to credit risk. The first chapter of the report is the Introduction, which focuses on the study's context, source, purpose, scope, and objectives. The second part of the study provides an overview of Premier Bank Limited, including its history, vision, purpose, objectives, products, and services, as well as credit risk management information. The final segment focused on Plan, especially the Credit Risk Management strategy that Premier Bank Limited may employ to become the country's leading financial institution. Premier Bank Ltd. In addition, I endeavored to present a summary suggestion and conclusion based on my study at the end of the report.