An Appraisal of Overall Financial Performance and Operations of One Bank Limited

Abstract

I have prepared this report on One Bank Limited. My focus was on the financial performance of the bank and its overall operations. Banking sector is so important for sustaining the country's continued growth and development. In this context this study is carried out just to assess, financial analysis of last four years and identify problems, information about the bank's deposit, investments, brief description of the bank's main departments function and the overall performance of the bank In chapter 1, I discussed about the introduction, origin of the report, objective of the study, scope of the report and limitations of the report. In chapter 2, I discussed the background, aims and objectives, special features of One Bank, operational functions of One bank, organizational layout of One bank limited. In chapter 3 I discussed about the organizational layout of One Bank Limited In chapter 4, the overall financial performance of OBL are discussed. I In chapter 5, I gave the conclusion, bibliography and discussed about the problems and try to give a possible suggestion. All kinds of account opening, closing, fund transfer, issuing cheque book are held in general banking both local and foreign. The main function of bank is to take deposits from one person and giving loan to another person. For taking deposits and giving loan some rules and regulations are there. Loan administration deals with this rules and regulations. The main function of marketing is to book customer for loan and deposit and to determine which clients are profitable, feasible, and viable. Trade finance department is concerned with letter of credit (Lie) which is an undertaking for payment issued by bank (Lie issuing bank) at the request of its client (Lie applicant) favoring beneficiary (supplier or exporter) and advised through a bank (advising bank) in the beneficiaries country and contains certain terms and conditions. Accounts take the reports from all other departments and add some new information, update daily position or daily activity report, check and report voucher, prepare documents for the payment of salary to each employee. My project has been specially prepared to give a detailed idea about one of the reputed private banks that will help its reader to attain professional excellence in handling the challenges of bank and give knowledge about how banks perform ..