Analysis of credit management of Janata Bank Ltd.

Abstract

This report is prepared on the basis of my three months practical experience at Janata Bank Limited, (Posta Branch). The internship program helps me to learn more about the practical situation of a financial institution. Loans or credits comprise the most important asset as well as the primary source of earning for the banking institutions. On the other hand, loan/credit is also the major source of risk for the bank management. A prudent bank management should always try to make an appropriate balance between its return and risk involved with the loan portfolio. From this report, I have learn about how Janata Bank provide loan and advance and how they recovery loan and advance. I have also learned about there credit policy applying for disbursement and recovery of loan and advance. In this report, I have used mainly secondary data. But I have also used some primary data. During the preparation of this, I have faced some problem. The main problems are lack of information and time limitation.