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Item Analyzing the Impact of Non-Performing Loan on Profitability: A Study On Janata Bank PLC(Cumilla University, 26-May-2025) Akter, MuktaJanata Bank PLC is one of the largest state owned commercial bank in Bangladesh. Janata Bank PLC operates over 900 branches across all 64 districts of Bangladesh, making it one of the most accessible banks in the country. This widespread network ensures that customers in both urban and rural areas can access banking services easily. The bank also has a presence in the United Arab Emirates, catering to the Bangladeshi diaspora. This extensive reach is amajor advantage for customers needing consistent service across different regions, though the sheer size of the network can sometimes mean variability in branch facilities and service levels. Within Dhaka, Janata Bank has over 100 branches, including key locations like Farmgate, Uttara Model Town, Topkhana Road, and Motijheel. This dense coverage in the capital city ensures that individuals and businesses have multiple options for convenient banking. The advantage here is proximity and choice, though some central branches may