Browsing by Author "Md. Shahnawaz Mostofa"

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    “Credit Management System of Trust Bank Ltd”
    (Uttara University, 2020-08-30) Md. Shahnawaz Mostofa; Md. Rakibul Islam Jihan
    This report analyzes the credit management system of Trust Bank Limited, focusing on its procedures, policies, and risk assessment strategies in lending operations. It discusses the importance of effective credit management for ensuring bank profitability and reducing non-performing loans. The report outlines the full loan processing cycle, including client appraisal, credit approval, disbursement, monitoring, and recovery. It also evaluates the compliance of Trust Bank’s credit policies with the guidelines set by Bangladesh Bank. The findings highlight strengths in their risk management framework while also identifying areas for improvement, such as automation, training, and client monitoring practices. The report concludes with recommendations to enhance credit operations and maintain asset quality.
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    “The Role Of Rural Markets In The Development Of Rural Economy”
    (Uttara University, 2021-12-26) Md. Shahnawaz Mostofa; Md. Niloy Tarfder
    This report explores the vital role rural markets play in shaping and strengthening the rural economy of Bangladesh. It examines how rural markets serve as a hub for the exchange of goods and services, employment generation, and the promotion of small-scale enterprises. The study highlights the relationship between market accessibility and the income growth of rural households. It also discusses infrastructure, transportation, communication, and policy supports that enhance rural market effectiveness. Using both primary and secondary data, the report analyzes how rural markets contribute to local development and identifies the challenges that hinder their full potential. Finally, it offers strategic recommendations to improve rural market performance for sustainable economic development.