Rural–Urban Financial Inclusion

Simple item page
dc.contributor.authorMia, Md Aslam
dc.contributor.authorSangwan, Sunil
dc.contributor.authorHussain, A. H. M. Belayeth
dc.contributor.authorMalim, Nurhafiza Abdul Kader
dc.date.accessioned2022-02-19T11:58:15Z
dc.date.available2022-02-19T11:58:15Z
dc.date.issued2021
dc.description.abstractDespite the higher demand for credit among the rural poor, many commercial banks and microfinance institutions (MFIs) are averse towards microfinancing activities in rural areas due to their high-cost implication compared to urban areas. Therefore, this study empirically investigates the effect of rural and urban financial inclusion on the cost sustainability of MFIs. To this end, a globally representative sample of 1729 MFIs' data covering the period 2008–2018 were analyzed. Contrary to the orthodox perception, our overall result revealed that lending in rural areas is more cost-efficient than in urban areas, even after considering various proxies and endogeneity issues.
dc.identifier.otherhttp://dspace.daffodilvarsity.edu.bd:8080/handle/123456789/7210
dc.identifier.urihttp://dspace.daffodilvarsity.edu.bd:8080/handle/123456789/7210
dc.language.isoen_US
dc.publisherScopus
dc.sourceDIU Institutional Repository
dc.subjectmicrofinance institutions
dc.subjecturban financial
dc.titleRural–Urban Financial Inclusion
dc.title.alternativeImplications on the Cost Sustainability of Microfinance Lenders
dc.typeArticle

Files

Original bundle

Now showing 1 - 1 of 1
No Thumbnail Available
Name:
Rural.docx
Size:
12.66 KB
Format:
Adobe Portable Document Format
Download

Collections

Articles