ANINTERNSHIP REPORT ON Financial Performance Analysis of Prime Bank Limited

Abstract

As a fully licensed commercial bank, Prime Bank Limited is being managed by a highly professional and dedicated team with long experience in banking. This report is done based on the 45 days long internship program that I have successfully completed in Prime Bank Limited, Dinajpur Branch from March 6, 2016 to April 20, 2016 as an requirement of MBA program in Hajee Mohammad Danesh Science and Technology University, Dinajpur. Topic of my internship report is-“Financial Performance Analysis of Prime Bank Limited”. This report contains two major parts. In first part I have described my responsibilities during the internship period in Prime Bank Dinajpur Branch. In second part I calculated all basic financial determinants to measure a bank’s financial performance in the last five years. They are- Return on Assets (With Breakdown), Return on Equity (With Breakdown), Net Interest Margin, Net Non-interest Margin, Return on Loan, Return on Investment, Earning per Share, Price Earnings Ratio, Dividend Per Share, Return on Deposit, Leverage Ratio, Core Capital, Supplementary Capital, Internal Capital Growth Rate, Loan to Deposit Ratio, Equity to Asset Ratio, Statutory Liquidity Ratio & Cash Reserve Ratio. After completing the calculation, the analysis is done that means according to the change of the ratios at different times I tried to interpret the reasons of the change of the ratios. By analyzing the ratios I figured out some problems. Based on those particular problems I recommend some points which I think will be helpful for Prime Bank Limited to overcome the financial shortcoming. Lastly the conclusion of the report has been done.