"Financial Performance Analysis of First Security Islami Bank Limited” A study on Mohakhali Branch, Dhaka

Abstract

First Security Islami Bank Limited (FSIBL) was incorporated in Bangladesh on 29 August 1999 as a banking company under Companies Act 1994 to carry on banking business. It obtained permission from Bangladesh Bank on 22 September 1999 to commence its business. The Bank carries banking activities through its One Hundred And Seventy Two (172) branches in the country. The commercial banking activities of the bank encompass a wide range of services including accepting deposits, making loans, discounting bills, conducting money transfer and foreign exchange transactions, and performing other related services such as safe keeping, collections and issuing guarantees, acceptances and letter of credit. The objectives of the study have been outlined to know the total assets , liabilities and different types of Investment schemes, lending procedure& approval process, credit assessment &risk management process, identify overall financial performance of and make some recommendations to solve those problems of FSIBL. The report is separated in different chapters. The first chapter contains introduction, background, scope, objectives, methodology and limitations of the study. The second chapter contains the overview of First Security Islami Bank Limited in details. In the third chapter, the analysis Financial Performance of First Security Islami Bank Limited is described deeply. In those descriptions different types of financial statement, Components of Financial Statements, Classification of Assets and Liabilities, Limitation of Financial Statement , Ratio Analysis of First Security Islami Bank Limited. Chapter four contains findings, recommendations and conclusion. In this whole report discussion about the Financial Performance of First Security Islami Bank Limited are designed in step by step.