Deposit analysis of Jamuna Bank Limited (JBL)

Abstract

The study titled “Deposit Analysis of Jamuna Bank Limited”. The reports consists of six parts i.e. Introduction, Overview on JBL, policies & procedure of JBL, operations of deposit scheme, analytical part of deposit scheme of Jamuna Bank and some of the results, recommendations and conclusions. Introduction part focused on preliminary concept about the study, objective of the report and limitations of the report also have been discussed. The main objective of the study is to provide a brief picture on the performance analysis & operations of the Deposit Scheme. The limitation have been time limit, confidentiality etc. In the first chapter we discussed the origin of my report. I also explained the objective of my study and the scope of my report. I have also explained the methodology regarding this report. Both primary and secondary data and information have been used in preparing this report. The second part represents an overview on JBL. In this section a brief picture of the bank is given. This chapter includes mission, vision & values, Management structure, corporate culture, products & services, deposit information, Departments, Works force of the bank. The bank provides a broad range of financial services to its customers and corporate clients. JBL provides all traditional banking services including a wide range of saving and investment scheme products and ancillary services with the support of modern technology and professional management. In the next part of this report, the overall deposit is highlighted here. This part contains basically the theories of current and savings as prescribed in scheme. Deposit scheme is one kind of saving which is helpful for future. It is extra money which people want to save for their children or any relevant purpose. Deposit may be various terms; they are current, saving, monthly saving scheme, monthly benefit scheme, millionaire deposit scheme, kotipoti deposit scheme, double growth deposit scheme, triple growth deposit scheme, fixed deposit, sundry deposit, SND (Short Notice Deposit) etc. The last part of the study is based on the overall conclusion & recommendations. JBL always contributes a sustainable growth in the economic development throughout the country. However the bank should have concentration on continuous improvement to ensure a quality service. This drew an overall conclusion based on the whole study & referring some recommendations to overcome the problems faced by the deposit scheme of the JBL Kamarpara branch. The report tries to deal, though not comprehensively. Most importantly this report attempted to satisfy the need of fresh students who should have some knowledge.