Analysis of Credit Management System of Uttara Bank Limited (UBL)

Abstract

The objectives of the study have been outlined to know the different types of credit schemes, lending procedure & approval process, credit assessment & risk management process, identify problems related to credit management, and make some recommendations to solve those problems of UBL. The report is separated in different chapters. The first chapter contains introduction, background, scope, objectives, methodology and limitations of the study. The second chapter contains the overview of Uttara Bank Limited in details. In the third chapter, the analysis of credit management system of Uttara Bank Limited is described deeply. In those descriptions different types of credit schemes, the lending procedure and approval process, credit disbursement process, documentation system, steps of risk assessment, risk management process and tools of risk management are highlighted with Credit monitoring and recovery process. Chapter four contains, findings, recommendations and conclusion. In this whole report the discussion about the credit management system of Uttara Bank Limited are designed in step by step