Internship report on “SME loan lending activities & Reconciliation Process of BRAC Bank Limited.(BBL)”

Abstract

Small & Medium Enterprises (SMEs) are important to almost all economies in the world, particularly to the developing countries as they face major employment and income distribution challenges. Through the development of this sector, a nation can change its fate. This report is all about the SME loan processing system of the country‟s largest and world‟s 4th largest SME bank, BRAC Bank Limited. The Internship report contains 6 chapters, and each chapter is described in brief below: Chapter 1: A short introduction. Here I have focused on the importance of internship report, specified the objectives of the report, the methodology that I have used to prepare this report. Chapter 2: This chapter contains the overview of the bank. Here I have present a very short description. This chapter covers the historical background of the BBL, its management structures, its vision missions and Objectives, divisions, subsidiaries along with the bank and excellent performances. Chapter 3: Here I have focused on SME activities, products, the terms and conditions of giving SME loan, enterprise selection criteria and documentation. After that talked about the procedure of SME loan where I delineated the sanction, disbursement of SME loan. Chapter 4: Introduction, Reconciliation process flowchart, Description of Process Flow Chart. Analysis & Adjustment. Chapter 5: SWOT Analysis. Chapter 6: This is the last part of my report. Here I have described the findings, recommendation and conclusion.