Financial Performance Analysis of Grameen Bank

Abstract

The report is based on GRAMEEN BANK's financial results analysis. The conclusions in this report are based on an analysis of the ratio, activity rate, leverage or debt, profitability ratio, and so forth. The analysis of this report is based on fundamental analysis. I examined GRAMEEN BANK Limited's financial performance from 2015 to 2019 in this report. Two segments, which are called deposit and loans, are the main functions of a bank. The Bank's main objective is to collect the deposit from the excess part and to provide the deficit part to the accumulated fund. In the case of the collection of deposits, I have found that the whole private and governmental bank in Bangladesh did a great job compared to the existing one. In 2019, they collected 230,596 million takas, which is growing daily. However, the deposit collection is sadly just one financial success variable. They may also execute other factors, using the amount of deposit they receive and the loan they give to the client to produce revenue for each company which is its ultimate purpose or output. To produce profits and optimize shareholder value, they must give the loan, and from it, they must make a significant sum of money. Moreover, in some fields I listed previously and addressed in depth in this article, their output was good and, in some fields, they were bad, which was also said in this report. Finally, I hope that the next year will be good.