Financial Performance Analysis of Commercial Bank

Abstract

Banks mobilize money from the public in deposits and borrow funds from the banking system to provide credit to the economy. Besides these core activities, banks are performing other roles in the economy. History shows that a modern bank offers a wide array of financial services, and the bank’s services menu is proliferating. This report is prepared based on three months’ practical experience at Jamuna Bank limited (Narayanganj Branch). This internship report helped me understand a financial institution's practical situation and implement the theoretical knowledge in a practical and realistic atmosphere. I have added some of the essential introductory components which is imperative to the report in the first segment. As I had done my internship at Jamuna Bank Limited, the second section of the report explicitly explains the bank’s overview with the company’s profile and in the third section I have briefly demonstrated financial activities of Jamuna Bank Limited. In this report’s fourth compartment, comparative profitability analysis of JBL, IBBL & DBBL is illustrated precisely with the assist of tabular, graphical analysis and interpretation. Most of the data are collected from both primary and secondary sources. Primary sources are collected from Jamuna Bank’s clients through informal conversation and from the bank and staff of Jamuna Bank Limited. Secondary sources are – annual reports of Jamuna Bank Limited, Islami Bank Limited and Dutch Bangla Bank Limited, and Lanka Bangla Financial Portal and different circulars sent by these three respective banks’ official websites. At last, I have briefly mentioned some significant findings of these three banks and given a recommendation based on this comparative analysis among these banks, which will come to the aid of these banks.