IMPACT OF SIDDANTO SAMAZ KALLAN SANGSTHA (SSKS) MICRO-CREDIT PROGRAM TOWARD UPLIFTING THE SOCIO-ECONOMIC CONDITION OF BENEFICIARIES

Abstract

The study was conducted in the Muktagachha upazila under Mymensingh district. Beneficiaries of SSKS of Basati, Tarati, Baragram, Dulla, Kumarghata, Kashimpur villages under Basati, Dulla and Kashimpur unions constituted the population of the study. Data were collected during the period from 10 June, 2015 to 22 June, 2015. Thus, 101 beneficiaries of SSKS constituted the sample of the study. Among the respondents the highest proportion (65.35 %) of the respondent beneficiaries of SSKS belongs to the group of medium level change followed by 18.81 percent in low level change and the lowest proportion (15.84%) in high level change. Sperman’s Rank Correlation Co-efficient between predicted and causal variable revealed that level of education, cosmopoliteness, utilization of credit, effect of credit utilization and attitude towards SSKS micro-credit program had significant positive relationships with impact of SSKS micro-credit program toward uplifting the socio-economic condition of beneficiaries. Family size showed significant negative correlation with impact of SSKS micro-credit program toward uplifting the socio-economic condition of beneficiaries. Age, farm size, duration of involvement with SSKS and credit received had non significant positive relationships with impact of SSKS micro-credit program toward uplifting the socio-economic condition of beneficiaries under the present study.