Browsing by Author "Uddin, Gazi Munir"

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Non-Performing Loan and Management Guidelines for Remedies: An Empirical View of Bank Employees
(Eastern University, 2008-07) Afroze, Nahid; Uddin, Gazi Munir
Non Performing Loan (NPL) is the most important indicator to identify problems with asset quality in the loan portfolio. In Bangladesh, the empirical view about the ratio of NPL to total loans of all the scheduled banks have been in sliding trend, although the aggregate ratio is still soaring higher than the desired perimeter. The very high NPL ratio, as ascertained from Nationalized Commercial Banks (NCBs) and Development Financial Institutions (DFls), especially for term lending, agricultural and micro lending, necessitates re-examining these activities and establishing a viable rationale for their continuation. From the views of Bank employees, it is clear that steps taken to prevent loan classification and provisioning requirements are not sufficient; and due to lack of persuasion, the rate of willful defaulters is high. Efficient usage of the CIB report, implementation of appropriate legal frameworks and improvement of corporate governance of banking operations have been denoted as management guidelines for enhancing banking sector reform while retaining NPLs within recommendation
The business graduate employability in Bangladesh: dilemma and expected skills by corporate world
(BRAC University, 2007) Chisty, Kazi Khaled Shams; Uddin, Gazi Munir; Ghosh, Suntu Kumar
Unemployment scenario of the graduate level in Bangladesh has been a serious problem. Lately, graduates are more prone to acquire business education, which is more transferable to the job. Despite that, the business graduates are frustrated with the burden of education, as there are concurrent occurrences of joblessness. However, the prevalent dilemma of employability appears, as there are imbalances due to expected skills/qualifications by the ultimate employers. Analysis of this study tries to indicate this phenomenon by focusing of the skills/qualification (apart from degree, certificate, and diploma) that are considered as important for graduates' employability by the corporate bodies of Bangladesh. Continuous persuasion of immaculate academic results by the business graduates have been identified as less important, whereas more emphasis have been imparted on exposure to the corporate culture and analytical competence. Failure to meet those expected skills would aggravate the situations for graduates' employability.