Browsing by Author "Islam, Mohammad Didarul"

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    Analyzing Meghna Bank Limited's financial impact from integrating Meghna Pay
    (BRAC University, 2024-04) Zaman, Sabiha; Islam, Mohammad Didarul
    I have prepared this report on my experience as an intern working in Liability operations, MGBL. I have done the report “Analyzing Meghna Bank Ltd.’s Financial Impact from Integrating Meghna Pay” by the knowledge and experience I have gained as a student of BRAC University and the real life experiences I got from liability operations. Integrating Meghna Pay in Meghna Bank Ltd operations is a major step towards digital transformation. Our analysis found that a comprehensive data collection with quantitative metric and qualitative insights would give a deeper understanding of the financial impact. Benchmarking against peers and conducting longitudinal and scenario analyses helped in identifying emerging trends and potential risks that guided our strategic decision making process. Stakeholder engagement helped ensure alignment of objectives so as to facilitate organizational support. Framework for continuous monitoring and evaluation was important to track post-integration outcomes and optimize performance through iterations. Recommendations include on-going refinement of data collection methods, sustained stakeholder engagement, and continuous monitoring that will maximize the gains from integration. In short the integration of Meghna Pay offers great prospects for improving digital payment services which can boost the company’s financial results. Through implementing the recommendations mentioned above, Meghna Bank Ltd will be able to effectively navigate challenges while seizing opportunities for sustainable growth and success within this dynamic fintech environment.
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    Effect of Non-Uniform Soiling on Solar Panel Output and Revenue Analyzed Through a Controlled Experiment by Using a Designed I-V Scanner
    (Research and Development Wing, MIST, 2022-06) Islam, Mohammad Didarul; Islam, Md. Aminul; Khan, M. Ryyan
    Non-uniform soiling drastically decreases the power generation of PV panels. Different events are responsible for the non-uniform soiling on PV panels for example bird droppings, sand storms, or snowfall. In this study, we have achieved multiple-goals for analyzing the effect of non-uniform soiling on a PV module output. We also analyzed the revenue losses due to the non-uniform soiling in a PV power plant. Firstly, for observing the effect of non-uniform soiling an I-V scanner has been designed. Secondly, the designed I-V scanner has been used to observe the changes in the I-V characteristics curve of PV panels due to non-uniform soiling and shading conditions. In this study, we have conducted various controlled experiments by providing different shading conditions on the PV panel and observing the I-V curve changes. A correlation has been done with the various shadowing conditions like the bottom edge soiling condition of PV panels or bird-dropping. In a PV power plant, nonuniform soiling may occur at the edge of PV panels after cleaning intervention. Considering these scenarios, we have done an economic analysis for determining the effect of non-uniform soiling on the revenue of PV power plants. Finally, the relations between the cleaning cycle, performance loss factor, and solar cell area coverage with respect to revenue have been also discussed in this article.