Browsing by Author "Islam, MD. Jahidul"

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Exploration on special asset management and loan defaulter of IDLC Finance Limited
(BRAC University, 2018-04) Islam, MD. Jahidul; Billah, Mr. N M Baki
In the perspective of Non-banking, financial history of Bangladesh IDLC Finance is the largest financial institution. Special Asset Management and Consumer Division of IDLC Finance established as one of the beginning divisions and play a vital role apart from the all departments. SAM became one of the pioneer department of the institution with its brunches and departments along with skilled and experienced employees. Main role of Special asset management (SAM) team is to handle the assets of Consumer Division strongly. SAM and credit risk management (CRM) department of IDLC finance limited works together always. Sustaining the reward above the risk is the main purpose of these two departments of IDLC. The main role of SAM is to ensure the collection of the money where the money is overdue or normal with a very efficiently and effectively. SAM is responsible to build a cost effective Collection process, which is risk free, pro-active, and information based monthly amount of collection. This report contains a descriptive study of Special Asset Management of IDLC Finance and some major issues of Non-Performing Loan. In addition, report also tries to find out how Special Asset Management works relatively with the Consumer Division of IDLC Finance Limited. Moreover, report also shows the challenges, recovery plan, and observed present development of the Special Asset Management. Some statistical illustration of the performance of SAM also elaborates on the report. The main rationale of this report is to find out effectiveness and efficiency of the policy and strategy of SAM through analyzing the NPL growth relating with the financial industry in Bangladesh. During the internship program, I got the opportunity to work closely at SAM and assigned to prepare a report. While preparing the report lots of challenges I faced and tried to construct this report with the amount of resources I had. The report contains a comprehensive explanation about Special Asset Management of IDLC Finance. It also explores to explain the overall guiding principles and course of actions of SAM and its competence descriptively and figuratively. I have built-in some findings, regarding on the issue of NPL. Lastly, some recommendations also given for any further research regarding this topic.
Shikor an Android Base Mobile Application
(Daffodil International University, 23-01-29) Islam, MD. Jahidul
We utilize applications every day for our daily lives. The best apps for making life easier are created by developers. I created the Android and iOS 2 operating system-compatible Shikhar apps on the Flutter platform. Mobile applications are playing an increasingly important role in our daily lives. The importance of mobile technologies has increased recently. Developers strive to create the greatest application possible that simplifies lives. Various kinds of application stores offer a wide variety of mobile applications. These apps allow us to learn every detail regarding coaching. The student may access all of their information, learn when to arrive for class, and the admin can examine the apps from here. With their email and password, the student can sign in. After login student can see the apps home page. This app offers the student a wide range of alternatives. The free video tutorial class is the first choice. General knowledge is the second choice. The first choice is to provide a link to a free video class for students. With the help of these applications, I can let students know what books they should read and buy, as well as how to prepare for exams and achieve excellent grades, as well as who among the previous batch of students is doing well in their classes and how to improve one's own situation.