Browsing by Author "Hassan, Md. Sharif"

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A Risk Based Analysis on Linux Hosted E-Commerce Sites in Bangladesh
(Springer, 2020-07-30) Royel, Rejaul Islam; Sharif, Md. Hasan; Risha, Rafika; Bhuiyan, Touhid; Hassan, Md. Maruf; Hassan, Md. Sharif
E-commerce plays a significant role to grow its business globally by satisfying the modern consumer’s expectations. Without the help of Operating System (OS), e-commerce applications cannot be operated as well as broadcasted on the web. It is evident after analyzing this study that web administrators of the business are sometimes being careless, in some cases unaware about the risk of cyber-attack due the lack of vulnerability research on their OS. Therefore, a good number of the e-commerce applications are faced different type of OS exploitations through different types of attack e.g. denial of service, bypass, DECOVF, etc. that breaches the OS’s confidentiality, integrity and availability. In this paper, we analyzed 140 e-commerce sites servers’ information and its related 1138 vulnerabilities information to examine the risks and risky versions of the OS in e-commerce business. The probabilities of vulnerability are calculated using Orange 3 and feature selection operation has been performed using Weka through IBM statistical tool SPSS. This study identifies few versions of Ubuntu that are found in critical status in terms of risk position.
Does ERP Implementation Mediate the Relationship Between Knowledge Management and the Perceived Organizational Performance of the Healthcare Sector? Evidence From a Developing Country
(Taylor & Francis Group, 2023-11-15) Karim, Mohammad Rezaul; Nordin, Norshahrizan; Yusof, Mohd Faizal; Hassan, Md. Sharif
The objective of this paper is to examine the relationships among knowledge management (KM), enterprise resource planning implementation (ERPI) and perceived organizational performance (POP). Besides, ERP implementation is employed as a mediator in this study to determine the impact of KM on POP. A total of 395 responses were received from healthcare sector staff working as Physicians, nurses, medical technicians, and information system-related officers in the 224 Healthcare organizations of Bangladesh. PLS-SEM was used to analyze the data using SMARTPLS 3.2.9 and SPSS applications. The results revealed that KM factors such as knowledge creation (KI), knowledge sharing behavior (KSB), knowledge implementation (KI), and ERP implementation positively affect the POP. In addition, ERPI mediates the relationship between KM factors (KC, KSB, KI) and POP. The study has contributed by investigating the mediating effect of ERPI between KM and POP, which will help academicians and researchers further investigate the effect on other developing countries’ healthcare sectors. Moreover, the study results will help to explore insights on knowledge and technology opportunities for healthcare sector stakeholders and policymakers.
Embracing Digital Transformation in Financial Services: From Past to Future
(SAGE Publications, 2023-12-15) Thottoli, Mohammed Muneerali; Islam, Md. Aminul; Yusof, Mohd Faizal Bin; Hassan, Md. Sharif; Hassan, Md. Arif
Financial services are significantly impacted by digital transformation, which has been believed as one of the primary trends reshaping society and industry. A comprehensive understanding of digital transformation from an academic and management perspective is required, and it is crucial to close the knowledge gap using bibliometric and qualitative research techniques. Hence, the purpose of this paper is to identify the extensive research themes in digital transformation in financial services from 2000 to 2021, their significance and interdependencies, to determine which trending topics seem to be the most influential, to trace the evolution of digital transformation in the financial service, and to address new and under-researched field of research that is intriguing for future research. This study used a bibliometric analysis of 288 peer-reviewed research articles published over the last 22 years in digital transformation in financial services. The data were extracted from the Scopus database and used various bibliometric analyses such as conceptual structure analysis, co-citation network analysis, social structure, and keyword analysis using R software. The findings show an overall increasing trend in journal publications, author productivity, collaborative research by institutions, and countries’ collaboration from the year 2019, as well as major insights from co-citation analysis. According to Lotka’s law, most authors (769, or 95.77%) contributed only one article. In addition, the study assesses multiple research areas, such as the effects of digital transformation in financial services, applied technology and insights, and digitalization processes, comprising the latest trending topics in this research stream that extensively cover up in financial services. One of the limitations of this study is that it used only a single database. The author recommends that the findings of this research be reinforced with more targeted and extensive qualitative literature in this field of study. This study establishes a framework for policymakers, academics, and researchers to investigate the areas where digital technologies influence financial services. This study also highlighted several cutting-edge digital technologies used for different functions of the financial services of an organization. This study illustrates the bibliometric structure of the digital transformation literature in financial services and provides insights into the literature’s growth year over year. It provides a comprehensive understanding of this evolving field, guiding future research and facilitating informed decision-making in the financial industry.
End-user perspectives on fintech services adoption in the Bangladesh insurance industry: the moderating role of trust
(Scopus, 2024-02-22) Hassan, Md. Sharif; Islam, Md. Aminul; Abdullah, A. B. M.; Nasir, Hussen
This study focuses on understanding the factors that influence end-users’ (customers’) acceptance of fintech services in the insurance industry. The study employed a modified Unified Theory of Acceptance and Use of Technology 2 model, incorporating perceived security and personal innovativeness as independent variables, and trust as a moderating variable. A total of 391 responses were analyzed using partial least squares structural equation modeling in SmartPLS software. The study’s findings indicate that factors such as effort expectancy, social influence, facilitating conditions, perceived, and personal innovativeness positively affect users’ behavioral intention (BI) to use fintech services in the insurance industry. Moreover, BI positively influences the actual use (AU) of fintech services. Additionally, trust plays a positive moderating role between BI and AU. The results of this study have practical implications for academicians, researchers, insurance companies, and insurance regulatory bodies. Academicians and researchers can further explore the acceptance of fintech in developing countries based on these findings. Insurance companies and regulatory bodies can take necessary steps and formulate strategies to promote the adoption of fintech services in the insurance industry, considering the identified factors and the role of trust.
Escaping the Middle-Income Trap: A Study on a Developing Economy
(The World Bank Publications, 2023-11-23) Islam, Md. Jaber Al; Mahmud, Imroz; Islam, Aminul; Sobhani, Farid Ahammad; Hassan, Md. Sharif; Ahsan, Arif
Middle-Income Trap (MIT) is a phenomenon wherein a nation finds itself unable to progress from a middle-income status to a high-income economy. Despite Bangladesh’s rapid economic growth as a developing economy following its transition to the lower-middle-income category, the country faces various economic challenges that may impede its advancement to higher-income tiers. Consequently, this study delves into whether Bangladesh can successfully navigate its way out of the lower-middle-income and upper-middle-income traps. To assess this, the study initially employed a time threshold method known as the “Number of Years Method.” It determined that Bangladesh is poised to break free from the lower-middle-income and upper-middle-income traps by 2029 and 2041, provided the nation can sustain a per capita Gross National Income (GNI) growth rate of 9.69%. To further evaluate the sustainability of this income growth, the study utilized three quantitative approaches: Catch-up Growth, Growth Report, and Growth Acceleration. Interestingly, these methods yielded contrasting results. The insights generated by this study hold significance for economists and policymakers in Bangladesh and other developing economies facing similar challenges. These findings enable them to assess the likelihood of becoming ensnared in the middle-income trap and, as a result, formulate appropriate strategies to overcome it.
Investigating the Determinants of Employee Performance for Sustainability
(MDPI Publications, 2023-03-24) Afrin, Sadia; Kassim, Muhammad Asyraf Bin Mohd; Yusof, Mohd Faizal; Hassan, Md. Sharif; Islam, Md. Aminul; Khairuddin, Khairun Nisa Binti
Employee performance is the secret to success for every company. Companies want their employees to understand the company’s vision and objectives and meet the individual goals set by the managers. The insurance industry in Bangladesh has stagnant growth compared to other industries. Moreover, insurance companies are lagging in managing human resources, especially permanent employees. Sustainable employee performance will help companies to achieve sustainable growth. This study aimed to identify the influencing factors that impact sustainable employee performance of insurance industry employees in Bangladesh. The study utilized the social exchange theory as the underpinning theory. The study modified the social exchange theory and proposed a research framework with five indicator variables: compensation, job satisfaction, work environment, leadership style, and motivation. The survey included 200 insurance company employees from various departments and companies. The collected data were analyzed using the partial least square–structural equation modeling (PLS–SEM) method using SMART PLS 3.2.7 software. The findings revealed that all the factors significantly positively impacted sustainable employee performance. The results of the study are helpful for academicians and researchers to analyze employee performance further. In addition, the results will help insurance companies and policymakers to make appropriate decisions to ensure sustainable employee performance in the organization.
Investigating the Determinants of Islamic Mobile FinTech Service Acceptance
(MDPI Publications, 2023-02-09) Hassan, Md. Sharif; Islam, Md. Aminul; Yusof, Mohd Faizal Bin; Nasir, Hussen; Huda, Nasrin
Financial technology (FinTech) is leading a worldwide revolution to increase financial access. Bangladesh’s financial sector is entering a new era of innovation due to the country’s rapid embrace of financial technology. Mobile FinTech service (MFS) providers achieve unattainable economic peaks every year. The growth of conventional banks’ MFS is significant. However, Islamic banks have a good market share but cannot attract more customers to use the Islamic MFS. This study aimed to determine the factors influencing Islamic bank customers to accept the Islamic MFS. This study utilized a modified UTAUT2 model. Data were collected from 310 Islamic bank customers by using online Google Forms. Structural equation modeling was employed to analyze the data by SMART PLS 3.2.9. The results revealed that social influence, facilitating conditions, price, and perceived credibility have a significant positive effect on Islamic MFS acceptance. However, performance expectancy and effort expectancy showed no impact on Islamic MFS acceptance. This research framework is helpful for academicians and researchers to investigate FinTech acceptance in developing countries. Moreover, the study results are beneficial for MFS providers and FinTech firms.
Patients' Intention To Adopt Fintech Services
(Scopus, 22-11-19) Hassan, Md. Sharif; Islam, Md. Aminul; Sobhani, Farid Ahammad; Hassan, Md. Maruf; Hassan, Md. Arif
Advancement in technology has facilitated the shift toward new financial services. Numerous industries have undergone a digital transformation because of the expansion of cashless payment systems and other cutting-edge technologies. This study aimed to identify the factors that stimulate the patient’s intention to adopt fintech services in the Bangladesh healthcare sector. To facilitate the study, data were collected through survey questionnaires from different hospitals and diagnostic centers patients. A total of 279 patients responded to the survey. The study employed structural equation modelling to analyze the data using SMART PLS 3.2.9. The results revealed that a significant relationship exists between perceived ease of use, social influence, facilitating conditions, personal innovativeness, and perceived trust in fintech services, and the adoption intention of the patients. The results of the study are beneficial to the healthcare sector and fintech companies who wish to make necessary arrangements to advance the growth of cashless fintech-based transactions.