Browsing by Author "Eva, Jannatul"

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    Determinants of Capital Adequacy of State-Owned Commercial Banks in Bangladesh.
    (Comilla University, 26-May-2025) Eva, Jannatul
    For establishing a healthy banking structure, and for comparing the ability of banks with global standard, banks must keep certain amount of CAR (Capital Adequacy Ratio) to ascertain that banks can manage their risk exposures. This CAR is set by Basel which is an international regulatory system of capital of banking industry. Bangladesh bank also implement Basel-3 from 2015, January. According to Basel-3 a bank has to keep minimum 10% of their capital and 2.5% capital conservation buffer, in total 10%+2.5%=12.5% of their risk weighted asset as CAR. This regulation of minimum capital requirement is kept to ensure that banks keep enough capital to face their risk. By this, Bangladesh banks lower the risk and protect the banks from being default. CAR is measured by tier-1 (core capital) plus tier-2 (supplementary capital) divided by banks RWA. This report aims to examine the relationship between CAR and determinants (Firm-Specific and Macroeconomic drivers) of CAR. This analysis of data is based on the sample of 5 State-Owned Commercial Banks namely Sonali, Basic, Agrani, BDBL, and Janata Bank for the duration of 2011 to 2021. This analysis has been done through a panel data regression by statistical software STATA in pooled OLS, Random Effect, Fixed effect, GLS, GMM, and Unit Root Test. Here, have