Browsing by Author "Enamul Hoque, Mohammad"

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Navigating financial challenges: a case study on E.Gen Consultants Ltd. - theoretical insights and strategic recommendations
(BRAC University, 2023-08) Islam, Shanta; Enamul Hoque, Mohammad
This paper conducts an extensive examination of how e.Gen Consultants Ltd. addresses challenging financial issues, providing valuable insights into the strategies employed to navigate the challenges of managing multinational projects. It delves into e.Gen's core management principles, which revolve around prioritizing the well-being of employees, fostering transparency, and ensuring accountability. These principles are highlighted as pivotal in establishing a thriving organizational culture. Furthermore, the study explores the intricacies brought about by the pandemic, such as its effects on mobility and teamwork. The paper also portrays difficulties related to project budget exceedances and payment delays, showcasing how e.Gen Consultants Ltd. demonstrated adaptability and strategic expertise in surmounting these challenges. They adeptly adjusted project objectives and made optimal use of available resources to address these issues. In conclusion, the report underscores the vital importance of nurturing enduring partnerships, embracing adaptability, and championing strategic flexibility in an ever-evolving global project landscape. It acknowledges the persistence of uncertainties and complexities as inherent components of the journey toward making a meaningful and lasting impact.
Willingness-to-pay for community-based health insurance among informal workers in urban Bangladesh
(© 2016 Public Library of Science, 2016) Ahmed, Sayem; Enamul Hoque, Mohammad; Razzaque Sarker, Abdur; Sultana, Marufa; Islam, Ziaul; Gazi, Rukhsana; A. M. Khan, Jahangir
Introduction Reliance on out-of-pocket payment for healthcare may lead poor households to undertake catastrophic health expenditure, and risk-pooling mechanisms have been recommended to mitigate such burdens for households in Bangladesh. About 88% of the population of Bangladesh depends on work in the informal sector. We aimed to estimate willingness-to-pay (WTP) for CBHI and identify its determinants among three categories of urban informal workers rickshaw-pullers, shopkeepers and restaurant workers. Methods The bidding game version of contingent valuation method was used to estimate weekly WTP. In three urban locations 557 workers were interviewed using a structured questionnaire during 2010 and 2011. Multiple-regression analysis was used to predict WTP by demographic and household characteristics, occupation, education level and past illness. Results WTP for a CBHI scheme was expressed by 86.7% of informal workers. Weekly average WTP was 22.8 BDT [Bangladeshi Taka; 95% confidence interval (CI) 20.9-24.8] or 0.32 USD and varied significantly across occupational groups (p = 0.000) and locations (p = 0.003). WTP was highest among rickshaw-pullers (28.2 BDT or 0.40 USD; 95% CI: 24.7-31.7), followed by restaurant workers (20.4 BDT 0.29 USD; 95% CI: 17.0-23.8) and shopkeepers (19.2 BDT or 0.27 USD; 95% CI: 16.1-22.4). Multiple regression analysis identified monthly income, occupation, geographical location and educational level as the key determinants of WTP. WTP increased 0.196% with each 1% increase in monthly income, and was 26.9% lower among workers with up to a primary level of education versus those with higher than primary, but less than one year of education. Conclusion Informal workers in urban areas thus are willing to pay for CBHI and socioeconomic differences explain the magnitude of WTP. The policy maker might think introducing communitybased model including public-community partnership model for healthcare financing of informal workers. Decision making regarding the implementation of such schemes should consider worker location and occupation.
Willingness-to-pay for community-based health insurance among informal workers in urban Bangladesh
(© 2016 Public Library of Science, 2016) Ahmed, Sayem; Enamul Hoque, Mohammad; Razzaque Sarker, Abdur; Sultana, Marufa; Islam, Ziaul; Gazi, Rukhsana; A. M. Khan, Jahangir
Introduction Reliance on out-of-pocket payment for healthcare may lead poor households to undertake catastrophic health expenditure, and risk-pooling mechanisms have been recommended to mitigate such burdens for households in Bangladesh. About 88% of the population of Bangladesh depends on work in the informal sector. We aimed to estimate willingness-to-pay (WTP) for CBHI and identify its determinants among three categories of urban informal workers rickshaw-pullers, shopkeepers and restaurant workers. Methods The bidding game version of contingent valuation method was used to estimate weekly WTP. In three urban locations 557 workers were interviewed using a structured questionnaire during 2010 and 2011. Multiple-regression analysis was used to predict WTP by demographic and household characteristics, occupation, education level and past illness. Results WTP for a CBHI scheme was expressed by 86.7% of informal workers. Weekly average WTP was 22.8 BDT [Bangladeshi Taka; 95% confidence interval (CI) 20.9-24.8] or 0.32 USD and varied significantly across occupational groups (p = 0.000) and locations (p = 0.003). WTP was highest among rickshaw-pullers (28.2 BDT or 0.40 USD; 95% CI: 24.7-31.7), followed by restaurant workers (20.4 BDT 0.29 USD; 95% CI: 17.0-23.8) and shopkeepers (19.2 BDT or 0.27 USD; 95% CI: 16.1-22.4). Multiple regression analysis identified monthly income, occupation, geographical location and educational level as the key determinants of WTP. WTP increased 0.196% with each 1% increase in monthly income, and was 26.9% lower among workers with up to a primary level of education versus those with higher than primary, but less than one year of education. Conclusion Informal workers in urban areas thus are willing to pay for CBHI and socioeconomic differences explain the magnitude of WTP. The policy maker might think introducing communitybased model including public-community partnership model for healthcare financing of informal workers. Decision making regarding the implementation of such schemes should consider worker location and occupation.